Hit and Run Claims in Scotland
Quick Answer
What Is a Hit and Run Accident?
A hit and run occurs when a driver causes an accident and leaves the scene without stopping, exchanging details, or reporting the incident. This is a criminal offence in Scotland and can result in prosecution.
Hit and run victims include other drivers, passengers, cyclists, and pedestrians. Many victims wrongly believe they cannot claim compensation because the driver fled — but the law provides a route to claim.
Can I Still Claim Compensation After a Hit and Run?
Yes. Even if the driver is never found, you can claim compensation through the Motor Insurers' Bureau (MIB). The MIB was set up to ensure that victims of untraced and uninsured drivers are not left without compensation. Your solicitor will handle the MIB application process for you.
The Motor Insurers' Bureau (MIB)
The MIB operates two schemes relevant to hit and run victims:
- Untraced Drivers Agreement — for cases where the driver who caused the accident cannot be identified
- Uninsured Drivers Agreement — for cases where the driver is identified but has no insurance
Under the Untraced Drivers Agreement, the MIB assesses your claim and pays compensation directly. You must report the accident to the police within 14 days and apply to the MIB within 3 years.
How Much Compensation for a Hit and Run?
Compensation through the MIB is calculated the same way as any personal injury claim — based on the severity of your injuries and financial losses. However, property damage claims through the Untraced Drivers Agreement are subject to a £400 excess.
You can claim for pain and suffering, lost earnings, medical treatment, and rehabilitation costs.
What to Do After a Hit and Run
- Try to note any details about the vehicle — registration, colour, make, model
- Get witness contact details
- Call the police and report the incident (within 14 days for MIB claims)
- Take photos of the scene, your injuries, and any vehicle damage
- Seek medical attention as soon as possible
- Contact a solicitor who handles MIB claims
Frequently Asked Questions
Can I claim compensation if the hit and run driver is never found?
Yes. The Motor Insurers' Bureau (MIB) compensates victims of untraced drivers through the Untraced Drivers Agreement. You can claim for injuries, lost earnings, and other losses even if the driver is never identified.
How long do I have to report a hit and run in Scotland?
You should report the incident to Police Scotland as soon as possible, ideally within 24 hours. For MIB claims, the accident must be reported to the police within 14 days.
What evidence do I need for a hit and run claim?
Any details about the vehicle — colour, make, model, partial registration — are helpful. Witness statements, CCTV footage, dashcam footage, and photographs of the scene all strengthen your claim.
Does the MIB cover property damage in hit and run cases?
Under the Untraced Drivers Agreement, property damage claims are subject to a £400 excess. The MIB fully covers personal injury compensation without any excess.
How long does a hit and run MIB claim take?
MIB claims typically take 12 to 18 months to settle, longer than standard insurance claims. Your solicitor handles the entire application process on your behalf.
Last reviewed: 15 March 2026 by Personal Injury Claims Scotland